Not sure if you qualify for Social Security Disability benefits? You’re not alone. The Social Security Administration (SSA) has strict guidelines for approving claims — but understanding those rules can help you better prepare your case.
What the SSA Considers a Disability
The SSA defines a disability as a medical condition that prevents you from working for at least 12 months or is expected to result in death. Unlike other benefit programs, SSDI does not offer partial or short-term disability benefits.
Qualifying Conditions
Some conditions that often qualify include:
- Chronic illnesses like lupus, COPD, or diabetes complications
- Mental health disorders such as bipolar disorder, depression, or schizophrenia
- Neurological disorders like multiple sclerosis, epilepsy, or Parkinson’s disease
- Musculoskeletal issues including severe arthritis, back injuries, or joint degeneration
- Cancer — especially if advanced or requiring aggressive treatment
- Cardiovascular conditions like heart disease, congestive heart failure, or stroke aftereffects
Medical Evidence is Key
To qualify, it’s not enough to say you have a diagnosis — you must prove how that condition affects your ability to work. This includes:
- Detailed doctor’s notes
- Hospital records
- Treatment histories
- Lab or imaging results
- Statements from specialists
Work History & SSDI Eligibility
You must also have worked long enough and recently enough to earn sufficient work credits. Typically, you need at least 20 credits earned in the last 10 years.
How a Lawyer Can Help
An SSDI lawyer will help you determine whether your condition qualifies, ensure all documentation is submitted properly, and advocate for you during the review or appeal process.
Final Word
If you’re unsure whether you qualify, don’t try to figure it out alone. Reach out for a free case evaluation — you might be eligible and not even know it.
